The Digital Dividend
A monthly intake of the most prominent news, trends and features surrounding fintech, digital finance and the platform economy. We’ll cover controversies, debates, and interviews on the biggest topics you haven’t heard about. Our efforts will uncover the decisions made behind closed doors that affect the digital future of marketplaces, economies, and civilisations. The Digital Dividend, by Fasanara Capital; your sneak peak into the digital future.
The Digital Dividend
#6 - Finiata - Leveraging tech to prudently provide working capital to Polish SMEs at speed
Welcome to The Digital Dividend!
In this episode we are joined by Finiata's CEO Anna Kozlowska, who worked her way up to a leadership position by learning the business inside and out after joining the firm as a sales manager in 2018. Through the course of the discussion, Gennaro Crocamo and Matt Kus from Fasanara's origination desk gain interesting insights into the changes that have taken place within Finiata over the last couple of years as the firm pivoted away from the German market to focus on Poland and refined its product offering before landing on the highly automated revolving credit facilities (RCFs) they provide to SMEs today. Anna provides detail on how Finiata took a risk-first approach to lending, putting time, effort, and funding into building their machine learning underwriting algorithm which enables them to make prudent funding decisions at lightning speed and highlights the opportunities on the horizon in the embedded lending space for lenders who have built the IT infrastructure to effectively underwrite, monitor, and service granular credit exposures to underserved SME borrowers.
Listen on Spotify/Apple Podcasts and everywhere else: thedigitaldividend.buzzsprout.com
© Fasanara Capital Ltd
Episodes have been produced and edited by Mikayel Poghosyan, Fasanara Capital Ltd
Disclaimer:
Please note the Digital Dividend is an informational podcast and does not provide investment advice or recommendations. The information and opinions expressed in this podcast are for general informational purposes and no information or content provided on the podcast should be considered as a recommendation to follow a particular strategy or buy, sell, or hold any security or investment. The hosts of the podcast may have made investments in some of the companies discussed, and such investments may create a conflict of interest. However, the hosts and guests have voluntarily agreed to appear on the Digital Dividend and have not received any compensation or payment for doing so. The podcast is not intended to be a substitute for professional investment advice or analysis, and listeners should consult with their own investment advisors before making any investment decisions. Any reliance on the information or opinions expressed in the podcast is at the listener's own risk. By listening to this podcast, you acknowledge and agree that neither the hosts, guests, nor the companies discussed or associated with the podcast shall have any liability for any loss or damage arising from your reliance on the information or opinions expressed in the podcast.
Listen on Spotify/Apple Podcasts and everywhere else: thedigitaldividend.buzzsprout.com
© Fasanara Capital ltd